10 Easy Ways To Save Money On Your Budget
There are a thousand ways to cut down on your monthly expenses. Of course they will vary from family to family but there are many things that most of us are doing every month that could be done differently to help out the monthly or weekly budget.
Here are 10 easy ways to help cut those expenses down, ways that we as a family have been doing for a long time.
Hopefully these will get your mind turning and maybe inspire other ways to save as well!
1 ~ Cut the cable….
No, seriously! By cutting the cable and going with internet TV such as Roku, you can save a ton of money. Considering that the average monthly cable bill now hovers just under $100 bucks per month, it only seems reasonable to, at the very least, check out some other options.
We have used Roku in our house now for about three years, and the only fees we pay are $7.99 per month for Netflix, and $99 per year for Amazon Prime. Plenty of movies and TV shows to watch. The added benefit? NO COMMERCIALS!
We are also connected to many free channels through Roku such as sports, hunting, news, and much more. We were even able to watch the Olympics live-streaming through Roku for FREE!
2 ~ Go meatless once per week…
Yes you can! Meat is expensive, compared to most other foods. If you are concerned about your protein intake, then consider adding more lentils, beans, and eggs for at least one day, and cut the beef.
Vegetable stews are another great way to do this.
3 ~ Buy in bulk…
We buy as much of our food and other household supplies as we can in bulk, as this can massively cut down the monthly grocery and household bill. Places such as Zaycon Foods, Sams Club, Costco, and various other bulk retailers.
Of course, be sure to know your prices and know what you are buying. It’s not always cheaper in bulk, but if you are aware, and do your homework, it certainly pays off!
4 ~ Shop at ALDI Foods…
We buy most of our monthly food supplies at Aldi Foods. They have a great selection of meats, veggies, and other basic groceries. They are also starting to carry a lot more organic and non-GMO foods as well!
If you are not sure if you are located close to an Aldi store, you can find their locations here.
5 ~ Combine your errands…
Instead of running to town or across town every time you need a small item, wait until you need to make several stops before venturing out. Those many short trips eat into your fuel budget quicker than you might think.
Consider carpooling with friends if you live way out in the country. It’s a great way to get to know your friends and neighbors better too!
6 ~ Cut the soda!
The numbers are staggering.
According to Time magazine, the average household spends about $850 per year on soda alone.
Drink more water, and not only will you save a lot of money, you will benefit from the health aspects as well!
7 ~ Use the clothesline…
By using your clothesline, you can save an average of $10 – $25 per month, depending on your usage. Not a huge savings, but it adds up over time.
Of course, I love the fresh smell of air dried laundry, so that’s an added bonus! Keeps you younger with all that exercise as well!
8 ~ Shop for better insurance rates…
Sometimes rates go up so slowly over time that you may not notice it. It’s a great idea to frequently check your options with your insurance agent, and also shop around to see if you can find better rates.
Also keep in mind that some insurance agencies give discounts if you have your life, auto, and/or homeowners policies with them.
9 ~ Use up leftovers…
According to a report in 2012 by the National Resources Defense Council, the average American tosses about 25 percent of food and beverages purchased. Simply saving those leftovers to reheat later can cut way down on your grocery bill.
Set aside one day or meal per week to clean up those pesky leftovers that you wish were out of the refrigerator anyway!
10 ~ Just because it’s on sale, doesn’t mean you should buy it!
As my dad used to say, “If you don’t need it, it’s NOT a good deal”. That stuck with me my whole life. So the next time you get the urge to buy that “bargain”, ask yourself, “Do I really need this?”
That doesn’t mean you shouldn’t take advantage of sales. By all means if you need it, and it’s a bargain, BUY IT!
What are some of your money saving tips?